Critical Care

WHY CRITICAL CARE?

Critical Care Insurance is an important part of any health plan and is not just for people of retirement age. Today, due to early detection, prevention and advances in medical treatments, the odds of surviving a life altering critical condition are better than ever. For many of us, surviving such an illness can bring serious financial and emotional hardships - especially if that illness leads to a stay in an Assisted Living Facility or Nursing Home while recuperating.

OUR HEALTH CARE REALITY IS CHANGING!

Cancer, heart attacks and strokes caused 80% of new critical illness claims in 2010. Survival rates, treatment costs, premiums, deductibles, and co-pays are all increasing.

In many ways, we're victims of our own success. Progress in modern medicine has done wonderful things including extending our lives and increasing the odds of surviving a challenging diagnosis. However, when we weigh the pending impacts to our health care system, and couple that with the fact that health insurance is doing less for more money, Critical Care Insurance makes more sense than ever.

DID YOU KNOW?

You can use the cash benefits paid directly to you by your Critical Care Policy however you wish. Use your cash to help pay for:

- Loss of income
- Rehabilitation expenses
- Alternative treatment options
- Out-of-network charges on PPO
-Travel for treatment plans
- Lodging
- Lifestyle changes
- Mortgage loans & debt payments
- Child care expenses

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"Through IFS I was given the information and the help I needed to sign up for Medicare and to find affordable coverage for expenses not covered by Medicare. They've quickly and pleasantly answered any of my follow-up questions, and are now working with several of my friends

that I referred to them."

Pamela K.

Spokane Valley, WA